Wholesaling in Montrose runs on Colorado law — the same rules in Montrose County as in every other Colorado county. Here is the substance: what you are actually selling, the disclosures the law requires, and the checklist a Montrose wholesale deal has to pass before money moves.
Colorado has no wholesale-disclosure statute; the broker line is acting FOR ANOTHER (dealing in options for others is broker activity). Wise Revival's deals are purchase contracts that may be assigned — never option flips.
The exception swallows deals that touch distress: buy from a distressed owner-occupant and a different body of law takes over — see below.
Under the Foreclosure Protection Act (C.R.S. §6-1-1103), a buyer who buys directly from an owner-occupant who is 30+ days delinquent or in foreclosure is an 'equity purchaser.'
Equity purchasers owe a written contract meeting §§6-1-1111/1112, a cancellation right for the seller, and a hard standstill during the cancellation window — no deed, no recording, no transfer or ASSIGNMENT, no payment (§6-1-1117(2)).
Violations are criminal (§6-1-1118).
Source: C.R.S. §§6-1-1101 et seq., 12-10-201 — Mike legal gate for Wise Revival's Colorado build, 2026-10-21.
In Colorado, foreclosure is non-judicial (public trustee foreclosure); judicial foreclosure also available — fastest case, about 140 days from the first required notice to the sale. A Montrose seller facing that clock has a deadline you can read off the statute; your job is to solve it before the sale date, with the disclosures above in writing. Full timeline: Colorado foreclosure timeline.
Run the Wholesaling Calculator and the 70% Rule Calculator on any Montrose contract before you shop it — a buyer's first question is your math, not your enthusiasm.
The exact call structure Wise Revival uses with motivated sellers — opening, the four qualifying questions, and how to book the appointment without sounding like a call center.